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Filing Your Answer

Lesson 1: File your answer. The one thing you cannot skip

Lesson 2: If you missed the deadline, you're not doomed

Lesson 3: Have your AI read the complaint against its exhibits

Lesson 4: What if you think you actually owe it?

Lesson 5: Affirmative defenses. Raise them now or lose them

Lesson 6: Draft your own answer with AI

Lesson 7: Your counter-affidavit, and filing your answer

Lesson 8: After you file, watch for requests for admissions

This module has one job: help you file a sufficient answer that prevents a default judgment. Doing nothing is how most people sued by a debt buyer lose, so you file an answer, on time, that responds to what they claim and raises your defenses. Working with an AI collaborator, you read the complaint, decide what to admit and deny, raise your affirmative defenses, draft your own answer and counter-affidavit, file and serve, and learn the one trap to watch for after you file.

Module 2: File your answer

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